Sege Investment Group

About Us

SEGE Investment Group and its associates offer their expertise in investment opportunities and strategic planning for selling businesses across various sectors.

We have experience and are active investors in sectors such as leisure, retail, care, hotels, bond investments, the motor industry, services, manufacturing, engineering, properties, technology, natural resources, green energy, media, and entertainment.

Our approach involves utilizing innovative marketing strategies tailored to individual needs, giving them an edge over competitors.

We specialize in understanding the requirements of buyers searching for their ideal business, assessing their needs and suitability, and providing the best opportunities available in the market.

They can also source businesses on behalf of clients.

SEGE Investment Group takes a modern and innovative approach to the business sales and acquisition process, aiming to make it simpler and quicker for all parties involved.

We recognize the importance of providing the highest levels of service to both buyers and sellers.

Since 2012, they have been helping clients create programs and portfolios to meet long-term financial goals. We have professionals available to assist with questions about investments or estate planning.

Our approach begins with clarifying their fee structure and explaining how we can assist.

We analyze clients' goals and compare them to their current portfolio, and then recommend an investment strategy that aligns with their risk tolerance.

The team at SEGE Investment Group comprises individuals with diverse finance experiences, all sharing a commitment to ethics and integrity.

We ensuring unbiased recommendations and impartial guidance for their clients.

A Proven Approach

Our approach is designed to ensure transparency, understanding, and alignment with your goals and risk tolerance. Here's how we work:

Clarifying Our Fee Structure and Services:

We believe in open and honest communication. We begin by clearly explaining our fee structure and the range of services we offer. This transparency ensures that you have a complete understanding of the costs involved and the value you can expect to receive from our expertise.

Analyzing Your Goals and Current Portfolio:

We recognize that every individual or business has unique financial goals and circumstances. Our team takes the time to thoroughly understand your goals, whether it's achieving long-term financial growth, funding specific objectives, or planning for retirement. We then analyze your current portfolio to evaluate its alignment with your goals, risk tolerance, and investment objectives.

Comparing Goals and Portfolio:

By comparing your goals to your current portfolio, we gain valuable insights into areas that may require adjustments or optimization. This step helps us identify any gaps or potential opportunities that can be leveraged to enhance your investment strategy.

Recommending an Investment Strategy:

Based on our analysis of your goals and portfolio, we craft a personalized investment strategy tailored to your unique needs. Our recommendations take into account factors such as your risk tolerance, time horizon, and financial objectives. We aim to strike a balance between potential returns and managing risk, ensuring your investment strategy aligns with your comfort level.

Meeting Your Risk Tolerance:

We understand that risk tolerance varies from person to person. Our experienced team takes the time to understand your risk appetite and preferences. This allows us to design an investment strategy that reflects your comfort level, enabling you to navigate the financial markets with confidence.

Throughout our partnership, we provide ongoing support, monitoring the progress of your investments, and keeping you informed about any necessary adjustments.

We stay abreast of market trends and regulatory changes, ensuring your investment strategy remains relevant and effective in the ever-changing financial landscape.

At our company, we believe that financial planning is a collaborative process. We encourage open dialogue, actively listening to your concerns and aspirations. By working together, we aim to build a strong foundation for your financial success.

Choose our proven approach to financial planning and investment strategies. Let us guide you towards achieving your goals and securing a prosperous financial future. Contact us today to get started on your journey.

Why Us?

Our team is comprised of people with different kinds of finance experience, but we all have this in common--a commitment to ethics and integrity. We’re all fully licensed and credentialed. And you can count on unbiased recommendations and impartial guidance.

Frequently Asked Questions

Please contact us if you cannot find an answer to your question.

Why should I make a financial plan?

Making a financial plan is essential for several reasons:

Goal Setting: A financial plan helps you identify your short-term and long-term financial goals. Whether it's investing in startups, saving for retirement, purchasing a home, or planning for major life events, a financial plan provides a roadmap to achieve those objectives.
Clarity and Organization: A well-designed financial plan brings clarity to your financial situation. It allows you to assess your current assets, liabilities, income, and expenses, giving you a comprehensive overview of your finances. This clarity helps you make informed decisions and take control of your financial future.
Budgeting and Saving: A financial plan helps you create a budget that aligns with your goals. It allows you to track your income and expenses, prioritize your spending, and identify areas where you can save money. By following a budget and saving consistently, you can build wealth and achieve your financial objectives faster.
Risk Management: Life is unpredictable, and financial planning helps you manage and mitigate risks. It involves assessing your insurance needs, creating an emergency fund, and considering factors such as health issues, disability, or unexpected expenses. By having a financial plan in place, you can protect yourself and your family from financial hardships.
Investment Strategy: A financial plan helps you develop an investment strategy that matches your risk tolerance, time horizon, and financial goals. It guides you in making informed decisions about asset allocation, diversification, and investment vehicles. With a well-defined investment plan, you can maximize your returns while minimizing risks.
Retirement Planning: Planning for retirement is crucial, and a financial plan helps you determine how much you need to save and invest to maintain your desired lifestyle after you stop working. It takes into account factors such as inflation, expected expenses, and investment returns, helping you build a nest egg for a comfortable retirement.
Tax Optimization: A financial plan includes tax optimization strategies to minimize your tax liability. It considers tax-efficient investment vehicles, retirement accounts, deductions, and credits, helping you make the most of your money while staying compliant with tax laws.
Peace of Mind: Perhaps one of the most significant benefits of having a financial plan is the peace of mind it brings. By having a clear roadmap, being prepared for unexpected events, and taking steps to achieve your financial goals, you can reduce financial stress and gain confidence in your financial future.

Overall, a financial plan provides you with a strategic framework to make sound financial decisions, adapt to changes, and work towards a secure and prosperous future. It empowers you to take control of your finances and pursue your dreams with confidence.

What should a financial plan include?

A comprehensive financial plan should include various elements to address your specific goals and objectives. While the exact components may vary based on individual circumstances, here are some key elements that a financial plan typically includes:

Financial Goals: Clearly define your short-term and long-term financial goals. These may include saving for retirement, buying a home, funding education, starting a business, or any other financial objective you wish to achieve.
Budgeting and Cash Flow Management: Evaluate your income and expenses to create a budget that aligns with your goals. Identify areas where you can reduce expenses and allocate funds towards savings and investments.
Emergency Fund: Set aside an emergency fund that can cover 3-6 months of living expenses. This fund acts as a safety net for unexpected events such as job loss, medical emergencies, or major repairs.
Debt Management: Assess your current debts and develop a strategy to manage and pay off high-interest debts. Determine how much you can allocate towards debt repayment while balancing your savings and investment goals.
Retirement Planning: Determine your desired retirement age, estimate your retirement expenses, and calculate how much you need to save to achieve your retirement goals. Consider various retirement savings vehicles such as 401(k)s, IRAs, or pension plans.
Investment Strategy: Develop an investment strategy tailored to your risk tolerance, time horizon, and financial goals. Determine the asset allocation mix between stocks, bonds, and other investment options. Consider diversification to spread risk and regularly review and rebalance your portfolio.
Tax Planning: Implement strategies to optimize your tax situation, such as maximizing contributions to tax-advantaged accounts (e.g., IRAs, HSAs), utilizing tax deductions and credits, and making informed decisions regarding taxable investment accounts.
Insurance Coverage: Review your insurance needs, including life insurance, health insurance, disability insurance, and property insurance. Ensure you have adequate coverage to protect against unforeseen events and minimize financial risk.
Estate Planning: Consider creating or updating your estate plan, including wills, trusts, and power of attorney documents. Determine how you want your assets to be distributed and plan for minimizing estate taxes.
Regular Review and Adjustments: Financial plans should be reviewed periodically to ensure they remain aligned with your changing circumstances, goals, and market conditions. Make adjustments as needed to stay on track.

Remember, a financial plan is a dynamic document that evolves with your life. It should be personalized to your specific situation and regularly updated to reflect changes in your goals, financial situation, and market conditions. Working with a financial advisor can provide valuable guidance and expertise in creating and maintaining an effective financial plan.

How often should I update my financial plan?

While meeting with a financial advisor every five years or before major life transitions is a general guideline, the frequency of updating your financial plan can vary depending on individual circumstances. It's important to recognize that life events and financial goals can change over time, and staying proactive with your financial plan can help ensure it remains relevant and aligned with your objectives. Here are some factors to consider when determining how often to update your financial plan:

Major Life Events: Significant life events such as marriage, divorce, birth or adoption of a child, job changes, inheritance, or a significant increase/decrease in income should prompt a review of your financial plan. These events can have a substantial impact on your financial situation and goals.
Changes in Financial Goals: If your financial goals or priorities shift, it's essential to update your financial plan accordingly. For example, if you decide to pursue early retirement or set new objectives like starting a business or buying a second home, a review of your plan is warranted.
Market Conditions: Economic and market conditions can influence the performance of your investments and the overall state of your financial plan. Periods of market volatility or significant shifts in the investment landscape may necessitate a review and potential adjustments to your investment strategy.
Changes in Income or Expenses: If there are substantial changes in your income or expenses, it's crucial to assess how these changes impact your budget, savings, and investment strategies. This could include significant salary increases, career transitions, or major lifestyle changes.
Tax Law Changes: Tax laws can evolve, potentially affecting your financial plan and tax strategies. Stay informed about any relevant tax law changes and consult with a tax professional or financial advisor to ensure your plan optimizes tax efficiency.
Regular Check-ins: Even if there are no significant changes in your life or finances, it can still be beneficial to have periodic check-ins with your financial advisor to review your progress, update your financial goals, and make any necessary adjustments.

Ultimately, the frequency of updating your financial plan depends on your individual circumstances and goals. Regular communication with a financial advisor can help you determine the appropriate timing for reviewing and updating your plan. They can provide guidance based on your unique situation, market conditions, and financial objectives.

Contact Us

It is never too early to get started on your investment plans. Tell us more about your goals, and we will get you started on a plan to achieve them.

BRANCH OFFICE:

Lower Ground Floor,

Tarahouse,

Canary Wharf

E14 3GZ

S.E.G.E Investment Group LTD

HEAD OFFICE: 91 Brick Lane, Tower Hamlets, London, E1 6QL, United Kingdom

EMAIL: info@segeuk.com

Hours

Monday - Friday: 9am - 5pm

The New Generation Investment Group

The New Generation Investment Group